General Knowledge MCQs with answers Page - 83

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Q. Which one of the following pairs of countries joined the European Union in January, 2007?

  • (A) Romania and Slovenia
  • (B) Bulgaria and Romania
  • (C) Hungary and Croatia
  • (D) Bulgaria and Belgium

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Q. The instrument used for finding out wind direction is

  • (A) anemometer
  • (B) wind vane
  • (C) wind gauze
  • (D) hygrometer

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Q. Banking functions centrally controlled by the :

  • (A) Central Bank
  • (B) RBI
  • (C) SBI
  • (D) Both [B] and [C]

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Q. The ratio between cash in hand and total assets maintained by the banks is called :

  • (A) SBR (Statutory Bank Ratio)
  • (B) SLR (Statutory Liquid Ratio)
  • (C) CBR (Central Bank Reserve)
  • (D) CLR (Central Liquid Reserve)

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Q. What is ‘Repo rate’?

  • (A) is the rate at which the RBI lends to State Government
  • (B) is the rate at which the International aid agencies lend to RBI
  • (C) is the rate at which the RBI lends to banks
  • (D) is the rate at which the banks lends to RBI

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Q. What is the apex organisation of Industrial Finance in India ?

  • (A) Industrial Finance Corporation
  • (B) Industrial Credit and Investment corporation of India
  • (C) Industrial Development Bank of India
  • (D) None of these

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Q. Which scheme is eligible for refinance from NABARD (National Bank for Agricultural and Rural Development) ?

  • (A) Small Road and Water Transport Operators (SRWTO)
  • (B) Self Employment Scheme for Exservicemen (SEMFEX)
  • (C) Soft Loan Assistance for Margin Money (SLAMM)
  • (D) All of these

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Q. The place where bankers meet and settle their mutual claims and accounts is known as :

  • (A) Treasury
  • (B) Clearing House
  • (C) Collecting Centre
  • (D) Dumping Ground

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Q. What is the ideal of designing Regional rural Banks ?

  • (A) Work on basics of commercial banks
  • (B) Help the targetted groups
  • (C) Keep lending rates lower than cooperative institutions
  • (D) Work on innovative and adaptive ideals

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Q. Identify the punishable offence by a Bank Account holder ?

  • (A) If a cheque is not crossed
  • (B) If a post dated cheque is issued
  • (C) If a cheque drawn by him is dishonoured for insufficiency of funds in his account
  • (D) Issuing a cheque without signature

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